Money Isn't Everything

I started out by naming this blog as "Moneyraam - On Money" to write everything that I know about money. Also I am fully convinced that "Money isn't Everything".

Making money is a game if we look towards equity or securities market. While the probability of winning this game is mostly driven by your passion to win, there is an equal chance that you will loose the game if most players of the game are equally passionate. So feel happy when you win a game but on the other hand don't loose your heart when you loose. Play with a sports like spirit.

Most people loose heart when they loose money. That is because most people co-related money with our future. And people feel insecure if they cannot save money for the future. The more they can save the more secure they feel. But again most people don't know how much money is enough for their future. So they end up saving more then multiple folds the required amount. And lead a low life despite earning a handsome amount of money.

Saving for future is important but don't put everything into it. We should also learn to enjoy our current. Enjoy our present and don't worry about the future because the future will become present tomorrow and if we know how to enjoy the present we will be happy tomorrow.

Later in this blog I'll start rolling out my personal views on money i.e. currency, how to manage wealth, why and how to invest in capital market, insurance, mutual funds, bonds etc. In the process I'll learn wealth management in depth. And since I am in India most of my views will be affected by my surrounding Indian context.

I am hopeful that, to some extent, I would be able to help you plan wealth management based on your earnings, without sacrificing your present.